Motorcycle Insurance in Kenner, LA
Riding a motorcycle exposes you to various risks, such as unpredictable drivers and unexpected road conditions. Without adequate motorcycle insurance, a simple mishap could leave you footing the bill for costly repairs or medical expenses. Motorcycle insurance is a way to stay financially prepared for whatever comes your way. 
What Is Motorcycle Insurance?
Motorcycle insurance is a policy that may provide financial aid to motorcycle owners following accidents, theft or other unforeseen incidents. Many riders carry motorcycle insurance as proof of financial responsibility. Riding without it could lead to fines, legal trouble or significant out-of-pocket costs if an accident occurs.
What Does Motorcycle Insurance Cover?
Motorcycle insurance policies are typically customized to suit a policyholder’s needs. Standard policies may include the following:
- Liability coverage may cover injuries or property damage you cause to others in an accident.
- Collision coverage may pay for your bike’s repair or replacement expenses after an accident, regardless of fault.
- Comprehensive coverage may help with noncollision events like fire or vandalism.
- Uninsured/Underinsured motorist coverage may reimburse expenses if you’re involved in an accident with an at-fault driver without adequate insurance.
- Medical payments coverage may pay medical bills for you and your passengers after an accident.
How Much for Coverage?
What you pay for motorcycle insurance depends on factors such as the bike’s value and your riding history, age and location. Generally, bikes with smaller engines and fewer modifications cost less to insure. Rates may increase for higher-value motorcycles or riders with limited experience.
The good news is that many insurers offer discounts if you complete safety courses, bundle motorcycle insurance with other policies or maintain a clean driving record.
Get Started Now
Don’t leave your finances vulnerable. Contact Fitzwilliam Insurance Service today to explore affordable motorcycle insurance options.